Finanças

Cobranças, orçamento, fundo de reserva e inadimplência.

FinançasHOA Special Assessments: When the Board Can Levy One and When Owners Get a Vote

Your reserve fund will not cover the roof. Here is when your board can levy a special assessment on its own, when owners get a vote, and how to give notice without ambushing the room.

7 min read

FinançasReserve Study vs. Reserve Fund: What Your Board Is Actually Required to Do

A reserve study is the plan and a reserve fund is the money, and boards keep treating them as one thing. Here is what your state expects, what Fannie Mae already changed, and what to fix before you adopt next year's budget.

6 min read

FinançasHOA Insurance: What the Master Policy Covers and Where Your HO-6 Begins

The master policy stops somewhere inside the unit, and almost nobody on the board knows exactly where. Here is how to find the line in your documents, your state statute and the rules Fannie Mae applied on July 1, 2026.

6 min read

FinançasHow to cut building costs without losing quality

Cutting costs doesn't mean cutting services. See how to save on energy, water, contracts, and payroll without losing quality or comfort.

6 min read

FinançasCondo Delinquency: What to Do and How to Collect

Practical guide for condo managers and management companies on how to handle condo fee delinquency, from initial steps to legal collection.

8 min read

FinançasCondo Expense Allocation: How to Calculate Correctly

Learn how to calculate condo expense allocation fairly and accurately. Understand ideal fraction and how to ensure transparency in charged amounts.

9 min read

FinançasCondo Reserve Fund: What It's For and the Ideal Percentage

Understand what a reserve fund is, why it's essential for your condo's financial health, and what percentage is recommended to avoid surprises from major expenses.

8 min read